The PFE certification programs were developed to prepare you for the challenges of the jobs you do and to supplement the on-the-job training you will receive and the knowledge you already have.
Earning your certification will give you the knowledge and confidence to handle any difficulties your client's may be facing. It will also give your clients added piece of mind knowing that you have the qualifications to help them successfully manage their current financial situation.
Discusses the importance of cultivating the client/counselor relationship and all it takes to make the counseling session a success. The greater understanding a counselor has of how the client perceives money, the more empowered the counselor can be in helping the client implement positive change.
Discusses the financial components necessary for the success of the counseling session, as well as explaining the tools clients need to have a financially healthy life. Also discussed is identity theft and essential documents that everyone should have.
Discusses basic information counselors need to have to be able to answer questions from clients on a variety of housing related issues. Part III also helps to demystify student loans.
Is a synopsis of consumer protection laws.
This is where supporting worksheets, resource lists and a practice exam can be found.
Suitability - All Debt Relief Options-Assessing and advising the client on the best debt relief option for them.
Understanding the Lending Process.
Debt Collection and Collectors.
Negotiation Process & Techniques.
Ethical Conduct - A thorough discussion and education of Ethical Business Practices for Debt Settlement Professionals.
Debtor Client Debt & Credit Counseling Module - Additional client education materials.
U.S. Consumer Debt/Credit Laws.
Member Resources Area - Industry & Legislative information, News & Articles.
Educating Your Client regarding Credit Counseling and Debt Management Plans.
Educating Your Client in Personal Finance.
Consumer Credit Counseling & Debt Management Plans.